When the kids come to see Wendy, she goes up on the porch to see her parents. There is a reflection in the front door window of a man in a white shirt.
Dofeny tells Milligan to come back in a few months to see about a loan. But, well before then, Mr. Bodkin will be back. Milligan can ask Bodkin about a loan since Milligan has already said that Bodkin is usually more agreeable to lending him money.